1. Acceptance of Terms
By accessing or using the MyFairLending platform at myfairalending.com ("Platform"), you agree to be bound by these Terms of Service. If you do not agree, please discontinue use of the Platform immediately.
2. Platform Purpose & Nature of Services
MyFairLending is an independent comparison and information platform. We are not a direct lender, financial institution, mortgage broker, or credit decision maker. Our platform provides educational content and a matching utility that connects users with third-party financing providers. We do not guarantee the availability, terms, or approval of any financing offer from network partners.
3. User Eligibility
By using this Platform, you represent that you are at least 18 years of age, a legal resident of the United States, and accessing this Platform for lawful purposes only. Use of this Platform for fraudulent, deceptive, or unlawful purposes is strictly prohibited.
4. Accuracy of Information
You agree to provide accurate, complete, and truthful information when using our matching utility. Providing false or misleading information may result in inaccurate matches and may constitute fraud under applicable law. MyFairLending bears no liability for outcomes resulting from inaccurate information submitted by users.
5. No Guarantee of Financing
Submission of a prequalification inquiry through our matching utility does not constitute an application for financing, an offer to lend, or a guarantee of any financial product or service. All final financing decisions are made solely by the participating lender, not by MyFairLending.
6. Third-Party Lenders
Our network includes third-party financing providers subject to their own terms, conditions, and policies. MyFairLending does not control and is not responsible for the actions, rates, fees, or terms offered by third-party lenders. You are encouraged to review all lender terms carefully before accepting any offer.
7. Disclaimer of Warranties
This Platform is provided on an "as is" and "as available" basis without warranties of any kind, express or implied. MyFairLending does not warrant that the Platform will be error-free, uninterrupted, or free of security vulnerabilities.
8. Limitation of Liability
To the maximum extent permitted by applicable law, MyFairLending and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of this Platform or any financing products obtained through it.
9. Governing Law
These Terms of Service are governed by the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the appropriate courts located in Wilmington, Delaware.
10. Contact
Questions about these Terms of Service? Contact us at:
Email: support@myfairalending.com
Phone: 1-800-MYFAIR-LEND (1-800-693-2475)
Address: 1209 North Orange Street, Wilmington, DE 19801