1. Who We Are
MyFairLending (operating under the domain myfairalending.com) is an independent, advertising-supported comparison and matching platform. We are not a direct lender, financial institution, bank, credit union, or credit broker. We do not make credit decisions, extend credit, or issue financing of any kind.
2. Information We Collect
When you use our matching utility or contact us, we may collect the following categories of information:
- › Identifiers: name, email address, phone number, mailing address, zip code
- › Financial information: stated income range, employment status, desired financing amount
- › Device & usage data: IP address, browser type, referring URL, pages visited (via anonymized analytics)
3. How We Use Your Information
We use the information collected solely to:
- › Match your profile with verified financing options in our partner network
- › Verify geographic eligibility for matching services
- › Respond to customer service inquiries
- › Comply with applicable legal and regulatory obligations
4. Information Sharing & Disclosure
MyFairLending does not sell, rent, or share your personal information with unauthorized third parties or telemarketers. We may share your information with:
- › Vetted lending partners in our network, solely to facilitate matching you with relevant financing options you have requested
- › Service providers who assist in operating our platform under strict confidentiality agreements
- › Legal authorities when required by law, court order, or regulatory requirement
5. Your Rights (GLBA & CCPA)
Depending on your state of residence, you may have the right to:
- › Know what personal data we have collected about you
- › Request deletion of your personal information
- › Opt out of the sale or sharing of your personal information (see Do Not Sell My Personal Information)
- › Non-discrimination for exercising your privacy rights
To exercise these rights, contact us at support@myfairalending.com or call 1-800-693-2475.
6. Data Security
We implement industry-standard 256-bit SSL encryption and administrative, technical, and physical safeguards to protect your personal information against unauthorized access, disclosure, alteration, or destruction.
7. Contact Information
For privacy-related inquiries, contact MyFairLending at:
Email: support@myfairalending.com
Phone: 1-800-MYFAIR-LEND (1-800-693-2475)
Address: 1209 North Orange Street, Wilmington, DE 19801